Unmarried Woman Wins Battle to Receive Partner's Pension
It has been reported in the press that an unmarried woman has won a battle to receive the pension of her male partner who had died. The couple had recently become engaged and had been in a long term relationship, living together for many years before his untimely death.
Traditionally, to be considered for an automatic right to be a beneficiary, couples would normally have to be married or have entered into a civil partnership unless a nomination form had been completed – in this case it had not.
Two points spring to mind. The first is to remember that cohabiting couples do not have anywhere near the protection that marriage or a civil partnership affords couples. This is out of kilter with modern relationships and the government is under pressure to change, but so far has not. This is therefore a tribunal exercising their influence to recognise this shortcoming.
The second point is a reminder that all couples should check their paperwork that relates to their pension (and life insurance for that matter). Either that, or ask an Independent Financial Adviser (IFA) to check it for you – that’s their job. It could be the best free gift you ever make.
For more information or to find out how we can help you, please contact a member of our Family Team on 01279 755777 or email email@example.com.